Pay Less For Credit Card Processing.com
  • Home
  • COMMON CONCERNS
  • FAQ
    • HOW DID THE DURBIN AMENDMENT AFFECT CONSUMERS?
    • WHAT ARE ENV CHIP CARDS?
    • WHAT ARE INTERCHANGE RATES?
    • CLICK HERE FOR THE LAWS IN ALL 50 STATES
    • INTERCHANGE COST PLUS PROCESSING
  • MERCHANTS
    • CLIK HERE FIRST
    • SAVINGS CALCULATOR
    • WORKSHEET
    • EQUIPMENT
    • OFFER INSTALLMENT PAYMENTS TO YOUR CUSTOMERS
  • OPPORTUNITY
    • CLIK HERE FOR BUSINESS OPPORTUNITY DETAILS
    • COMPENSATION PLAN PDF
    • TRAINING
  • JOIN
  • CONTACT

Getting Started



​We have prepared a worksheet to make it easier for you to collect all of the information that is needed to complete the application form. Please click on the button above and download the form.

​
DOWNLOAD THE WORKSHEET


Questions?
Contact us:
​310-619-3055​


AFTER
you have completed
the worksheet 
you will be able to
​submit the application for service.
​
You will need to notify the card brands you accept of your intent.
Do not do this now. Work with your credit card processor to notify the credit card networks of your intention to add surcharges to credit card transactions. Visa  and  MasterCard  each  have  a  form  that  merchants  must  fill  out  posted  on  their respective websites — you can find Visa's here, MasterCard's here and Discover's here.  Each brand requires 30 days notice before you may begin charging checkout fees.

You will need to inform your acquiring bank of your intent as well. Different banks have different procedures; most require 30 days' notice as well. Your merchant service provider will likely be able to tell you what needs to be done to meet this requirement.

Prepare your place of business.

Both Visa and MasterCard require merchants to post a sign both at the main entrances to their business and at all points of sale notifying customers that their credit card purchases will be subject to checkout fees. The signs on entrances need to inform customers that you charge checkout fees, while the point of sale signs must disclose the percentage that will be added to the transaction.

Visa provides signage that you can print out and use.

If you have an online website, you will need to post a digital sign at the entrance to your business (your home page) as well as a notice at your checkout area (shopping cart and checkout). Online merchants have to let customers know about checkout fees on the first page of their website that references card brands.
​
Checkout fees need to appear as a separate item on receipts. In many cases, your merchant service provider will need to program your point of sale terminals to meet this requirement. Contact them with questions.
All the information on this website is for educational purposes only. None of the information on this website is to be considered legal or financial advice. Contact a qualified legal or financial advisor before making any decision.
​
Picture

​HOME    COMMON CONCERNS    FAQ
   MERCHANTS    WORKSHEET    EQUIPMENT
OPPORTUNITY    TRAINING    JOIN


Articles:
How Did The Durbin Amendment Affect Consumers?
What Are Interchange Rates?
What are EMV Chip Cards?



Picture
CLICK HERE TO LEARN MORE​
Picture

​Questions?
Contact Us:
443-454-4363
  • Home
  • COMMON CONCERNS
  • FAQ
    • HOW DID THE DURBIN AMENDMENT AFFECT CONSUMERS?
    • WHAT ARE ENV CHIP CARDS?
    • WHAT ARE INTERCHANGE RATES?
    • CLICK HERE FOR THE LAWS IN ALL 50 STATES
    • INTERCHANGE COST PLUS PROCESSING
  • MERCHANTS
    • CLIK HERE FIRST
    • SAVINGS CALCULATOR
    • WORKSHEET
    • EQUIPMENT
    • OFFER INSTALLMENT PAYMENTS TO YOUR CUSTOMERS
  • OPPORTUNITY
    • CLIK HERE FOR BUSINESS OPPORTUNITY DETAILS
    • COMPENSATION PLAN PDF
    • TRAINING
  • JOIN
  • CONTACT